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If you can save more than that then it’s better. If you can save 52,000 per year then good. Instead of joining the bandwagon of saving 1 peso, 5 pesos, 10 pesos, 20 pesos, up to 1000 pesos can be really hard for someone who just started saving up.Ĭome on guys, save what you can save and don’t limit yourself from it. What I don’t like about the challenge is it becomes tricky and very hard to do especially in the later part.Ĭhinkee, on the other hand, suggested a cool and more manageable way of getting started.
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This challenge has been really popular this year so you might know someone from your workplace who accepted the challenge.
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Time-bound: 5 months 52-Weeks Ipon Challenge Relevant: graphics needs in website design Specific: brand new laptop (ASUS ROG GL552JX)Īttainable: I need to save at least 25% of my monthly salary for the next five months I need to do it for 5 months out of my Php40,000 monthly salary. I will explain this with an example.Įxample: I want to save Php 50,000 for a brand new laptop (ASUS ROG GL552JX) that I will be using for my graphics needs in website design. Once you have a SMART goal then you’re bound to achieve it. SMART means specific, measurable, attainable, relevant, and time-bound. Kung smart ka dapat ang goal mo ay SMART din. That’s why you need to have a SMART goal. We define the goal as a plan with a course of action. You need to condition yourself of course that this challenge, after all, is for your benefit. Hello Savings here I come! Tipid monitoring chart is all you need. Once you identified them you can now tick off your wants out of your budget. My Ipon Diary is a great tool to start monitoring your expenses and identifying your needs from your wants. That’s fine, you can put it down now and don’t feel sad if you don’t. (Wow, ang conyo ko dun hehe okay back to my real self.) We all know that saving money starts with monitoring your expenses. You can’t manage what you don’t measure or in other words, you can’t make TIPID to make IPON if you don’t take time to LISTA your expenses. Get a Chance to Have a Copy of My Ipon Diary Now!ģ Things I like in My Ipon Diary Tipid Monitoring Chart.